What is ... Budgeting?

Budgeting is the process of working out income and then planning how to allocate, spend, or save money over a set time.

We help with Personal Budgeting!

- Tracking household income, fixed bills (aka rent or utilities), variable costs (e.g. groceries), and setting personal savings goals.

- Frameworks and Tools: Common models to help budget include zero-based budgeting (assigning every dollar a job) or the 50/30/20 rule (50% needs, 30% wants, 20% savings).

Please note! Not being good at budgeting is normal and nothing to be ashamed of! It is challenging, especially in times like now, with high inflation and regular sideways shocks outside our control.

Budgeting can bring control and comfort back in your life.

Truly's advice, financial, wealth and property strategies are complimentary. We do this for the best interests of our clients and we relentlessly strive to serve as the best mortgage brokers in Australia with uncommon excellence!

James Brett. Principal Mortgage Broker ☎️ 0439 591 759

Victor Simone. Principal Mortgage Broker ☎️ 0449 659 029

Nermalee Bowe. Senior Mortgage Broker ☎️ 0431 274 554

Dragan Disljenkovic. BD & Relationship Manager ☎️ 0422 435 900

Credit Representative Numbers 521733, 550284 & 547037 are authorised under Australian Credit Licence 389328