We get this question a lot... "Is it worth getting a loan pre-approved?"
Mostly, yes, as long as you're prepared and ready to buy.
Some things to remember about Pre-Approvals:
✅ They give you confidence to bid or offer
❌ Not all lenders fully assess pre-approvals
✅ Everything is verified (beside the property), so next steps are faster
❌ Pre-approvals last for 90 days (some more, or can be extended)
✅ Can uncover unknown credit roadblocks early
❌ They do involve a credit check, minor impact on credit score
✅ You can be certain of your price and loan limits
Overall - YES - we say pre-approvals are worth it!
Get in touch with Truly Finance to discover if you qualify for a pre-approval.
Truly's advice, financial services and property strategies are complimentary. We do this for the best interests of our clients and we relentlessly strive to serve as the best mortgage brokers with uncommon excellence!
James Brett. Principal Mortgage Broker ☎️ 0439 591 759
Victor Simone. Principal Mortgage Broker ☎️ 0438 257 888
Nermalee Bowe. Senior Mortgage Broker ☎️ 0431 274 554
Dragan Disljenkovic. BD & Relationship Manager ☎️ 0422 435 900
Credit Representative Numbers 521733, 550284 & 547037 are authorised under Australian Credit Licence 389328
