Here are bank economist predictions for Home Loan rates in 2026:
▶️ CBA economists predict: A cash rate increase in early 2026
▶️ NAB’s rate predictions include: One or more potential rate hikes during 2026
▶️ Westpac expects: Interest rates to remain on hold for much of 2026
▶️ ANZ’s outlook: A prolonged pause in interest rates
One indicator when assessing rate predictions is the behaviour of lenders.
Recently...
1. Fixed mortgage rates have increased
2. "Cashback" offers have gone
3. Banks have tightened lending margins
This shows that lenders expect upward pressure on interest rates (and risk), which matters for borrowers who have not checked their loans in a long time!
Contact to get checked! Competition is still intense!
Truly's advice, financial services and property strategies are complimentary. We do this for the best interests of our clients and we relentlessly strive to serve as the best mortgage brokers with uncommon excellence!
James Brett. Principal Mortgage Broker ☎️ 0439 591 759
Victor Simone. Principal Mortgage Broker ☎️ 0438 257 888
Nermalee Bowe. Senior Mortgage Broker ☎️ 0431 274 554
Dragan Disljenkovic. BD & Relationship Manager ☎️ 0422 435 900
Credit Representative Numbers 521733, 550284 & 547037 are authorised under Australian Credit Licence 389328
