👌 Did you know it's possible to have both features at the same time?
💵 There are only few banks that offer this combo.
Why not? It's due to the way they fund their fixed loans (which is different to how they get money for variable loans). We know this, being bankers for decades.
Benefits of a Fixed Rate:
--> Budgeting and predictability
--> Protection against rate hikes (unpredictable!)
--> Peace of mind
Benefits of a 100% Offset Account:
--> Full access to savings (no clunky redraw)
--> Planning for future (i.e. change to investment property)
--> Daily interest savings, pays loan off sooner
Note: This type of loan is not suitable for everybody and this is not a personal recommendation 😁
Chose Wisely! Make sure you only seek advice from an experienced and awesome mortgage broker like Truly Finance, to receive a personal assessment and advice recommendation!
Truly's advice, financial services and property strategies are complimentary. We do this for the best interests of our clients and we relentlessly strive to serve as the best mortgage brokers in Australia with uncommon excellence!
James Brett. Principal Mortgage Broker ☎️ 0439 591 759
Victor Simone. Principal Mortgage Broker ☎️ 0449 659 029
Nermalee Bowe. Senior Mortgage Broker ☎️ 0431 274 554
Dragan Disljenkovic. BD & Relationship Manager ☎️ 0422 435 900
Credit Representative Numbers 521733, 550284 & 547037 are authorised under Australian Credit Licence 389328
