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Selection Criteria

Oct 19, 2026

❓ Someone asked the other day "How does your brain compute which loan and lender to recommend to a client?"

It stumped me to give a short answer!

There is definitely process, but there are unlimited variables we consider.

This is an important reason why borrowers should get advice only from an experienced and caring industry professional. It's especially a red flag to seek advice from someone recommending 90% of loans to the same lender.

Here is a shortlist of what we think about:

--> Interest Rate, Loan Features, Fixed vs Variable, Loan Term, Repayment Options, Loan Flexibility, Fees & Charges, Speed, Assets, Inheritance, Side Hustles, Family Planning, Retirement, Location, and many more! (hint: none of them have to do with our commission..)

Happy Monday, have a beautiful week!

Truly's advice, financial, wealth and property strategies are complimentary. We do this for the best interests of our clients and we relentlessly strive to serve as the best mortgage brokers in Australia with uncommon excellence!

James Brett. Principal Mortgage Broker ☎️ 0439 591 759

Victor Simone. Principal Mortgage Broker ☎️ 0449 659 029

Nermalee Bowe. Senior Mortgage Broker ☎️ 0431 274 554

Dragan Disljenkovic. BD & Relationship Manager ☎️ 0422 435 900

Credit Representative Numbers 521733, 550284 & 547037 are authorised under Australian Credit Licence 389328

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